Access financial expertise with total flexibility
Argafin is a part-time financial direction and tailored accounting support to structure, steer and finance your growth. A clear view of your figures, to make the right decisions.
A clear answer for every need
Start-ups
We structure your financial model, secure your first fundraising rounds and put effective steering tools in place : for solid foundations and controlled growth.
- Financial model & business plan
- Fundraising
- Cash burn monitoring
SMEs
We support SME leaders in structuring their financial management, optimizing their cash flow and financing their growth.
- Financial structuring
- Cash flow optimization
- Growth financing
Large companies
The CFO's right hand on your specific projects: controlling, integration and financial leadership, with a mindset that quickly grasps and meets your needs.
- Controlling & integration
- Due diligence / acquisition audit
- ERP & cost reduction
QuickScan
Take stock of your finances, simply. In a few targeted questions, Argafin identifies your priority needs and offers you tailored support.
- Free mini-diagnosis (30 min)
- 100% online, no commitment
- Your priorities, identified
Business cheques
Finance your growth with Walloon subsidies. We check your eligibility and handle your application from A to Z.
- Up to 75% of costs covered
- Certified for 4 Walloon cheques
- Application handling included
Every company has its moment
Recognise your situation? Click: we show you exactly how we step in.
I'm launching my business
Lay healthy financial foundations from the start, without over-engineering.
See how we helpI'm scaling and raising funds
Financial model, cash burn and a file ready for your investors.
See how we helpI finally want to steer on reliable figures
Budget, cash forecast and a dashboard that actually helps.
See how we helpI'm going through turbulence
Regain control of cash and rebuild room to manoeuvre.
See how we helpI'm preparing a sale or handover
Structure, value and secure the deal well in advance.
See how we helpI need to reinforce my finance team
A senior reinforcement on a specific project, without hiring full-time.
See how we helpThe part-time CFO
All these situations call for the same profile: an experienced finance director. At Argafin, you get one a few days a month, without the cost or the commitment of a full-time hire.
Accountant, part-time CFO or full-time CFO?
Three different roles, often confused. Here is what truly sets them apart, so you can choose knowingly.
| Your accountant | Argafin part-time CFO | A full-time CFO | |
|---|---|---|---|
| Main role | Compliance, closing and filings | Steering, trade-offs and decisions | Steering, trade-offs and decisions |
| Horizon | What has happened | Prepares, projects and anticipates the future | Prepares, projects and anticipates the future |
| Cadence | Quarterly or annual closing | A few days a month, as needed | Every day |
| Scope | Accounting, tax, legal obligations | Cash flow, financing, reporting, profitability, strategy | Same, full-time |
| Indicative cost | Accounting fees | From a few days a month | €150,000 to €200,000 per year, including charges |
| Time to set up | Immediate | A few weeks | 4 to 6 months of recruitment |
| Flexibility | Annual mandate | Scalable up or down | Permanent contract |
We do not replace your accountant. They produce your figures, we turn them into decisions. The two roles complement each other and work hand in hand.
Four commitments, from diagnosis to impact
Validation
We validate the existing financial base and identify process improvements.
Optimization
We optimize your profitability, cash flow and the quality of your reporting.
Visibility
We bring visibility into your financial statements through the right steering tools.
Commitment
We get involved: we concretely implement our recommendations.
Finance your growth with business cheques
Argafin supports you in obtaining business cheques and Walloon regional subsidies to finance your growth, development and transfer initiatives.
- Certified for 4 cheques: Creation, Transmission, Diagnosis, Growth
- Certified diagnosis eligible for subsidies
- Up to 75% of consulting costs covered
- Application handling from A to Z
Start-ups
Lay solid financial foundations for controlled growth.
SMEs
Make better decisions, at the right time, with a clear view.
Large companies
Strengthen your finance department on your specific projects.
Our divisions
ArgaTeam (recruitment) & ArgAccount (digital accounting firm).
Our clients
Our partners
“Whatever your activity or the size of your company, our team is here to support you in your short-, medium- and long-term financial projects.”
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What is part-time financial leadership?
It means access to an experienced CFO a few days a month, without the cost of a full-time hire. Argafin steers your cash flow, your reporting and your financial decisions at the pace your company actually needs.
Is the QuickScan really free?
Yes. The QuickScan is a free financial mini-diagnosis of about 30 minutes, online. We identify your priority needs and offer you tailored support, with no commitment.
Do you work with start-ups as well as large companies?
Yes. Our offer adapts to three profiles: start-ups (financial model, fundraising), SMEs (cash flow, financing, reporting) and large companies (controlling, due diligence, ERP).
Where is Argafin located?
Argafin has two offices in French-speaking Belgium: in Ottignies-Louvain-la-Neuve (Walloon Brabant) and in Charleroi (Hainaut).
I already have an accountant. How is Argafin different?
Your accountant produces your figures and secures your legal obligations: a compliance job, turned towards the past. Argafin turns those figures into decisions: cash, financing, profitability and strategy, turned towards the future. We don't replace your accountant, we work with them.
How long does an engagement last?
It ranges from a one-off engagement of a few days to a recurring partnership over several years. Most of our clients start on a few days a month, then adjust according to results and how their business evolves.
Can I scale the volume up or down along the way?
Yes, that's the main point of the model. The volume scales up during a fundraising or a closing, and down once the situation is stable. You only pay for the time you need.
How much does part-time financial direction cost?
A full-time CFO represents €150,000 to €200,000 a year in Belgium, charges included. Part-time, you only fund the days that are genuinely useful. Argafin is a certified provider for four Walloon business cheques: Creation 75%, Transmission 75%, Diagnosis 50% and Growth 50%, meaning up to 75% of your consulting costs covered. Every engagement is priced to measure after the QuickScan.
Your finances deserve to be brought to light
Book a free QuickScan or contact our team. We reply quickly.